Home Loans Australia is owned and operated by Ausco Trading Pty Ltd, a mortgage broking company based in Sydney, NSW. We help everyday people get home loans or refinance their existing home loan.

  • We do all the running around for you, saving you time and making the task of finding a home loan easy and less confusing.
  • We offer over 500 products from 40 different lenders both large and small.
  • We provide you with a written credit proposal document for your protection which discloses all commission and payments received.
  • We do not sell our own home loans and therefore are not an agent for one lender in disguise.

We specialise in home loans!

Our professional staff are experienced, well trained and fully equipped with the latest broker software. They know what they’re doing and what they’re talking about. If you already have an existing home loan, does it still suit your changing needs? Could you benefit from refinancing? We can help review your current home loan and discuss some of the other options available based on your current financial needs.

About Home Loans Australia

Home Loans Australia focus on providing you with personal service and expert advice to help you find funding to meet your needs. With a large network of lending institutions at our fingertips, we can assist you in making a well informed decision.

Are you looking to:

  • Buy a house or an investment property?
  • Refinance to a Lower Rate?
  • Use the equity in your home to invest?
  • Interested in self managed super fund loans?
  • Looking to Renovate?
  • Fund an overseas holiday?
  • Buy a new car?

If you’ve answered YES to any of the above, we may assist you in achieving those goals. At HomeLoans Australia we have over 12 years of experience in helping borrowers find a suitable loan that meets their financial needs.

No obligation consultation and NO brokers fee to be paid by YOU!

We provide a no obligation consultation to discuss your current financial needs and the various loan options available to you. Our service is complimentary.

Unbiased opinion

As members of Finsure Australia, we use the latest information and software system to present various loan products that may be suitable based on your financial needs. We will take the time to explain the differences of products to help you better understand your options.

Diverse range of products

We have access to a broad range of products from major banks to other non-bank lenders. Whether you’re a first home buyer, an investor or refinancer, we can help you find a suitable loan and tailor make a solution based on your requirements.

Qualifications and Accreditation

Ausco Trading Pty Ltd is a full member of the MFAA (Mortgage and Finance Association of Australia). All our brokers are members of the MFAA and must have completed Certificate IV and a Diploma in Financial Services (Finance/Mortgage Broking). Our high level of continued training ensures that our brokers are always abreast of developments within the mortgage industry, and are always up-to-date with current products being offered by the lenders on our panel. Ausco Trading Pty Ltd is a member of an independent external dispute resolution service Credit Ombudsman Service Limited (COSL)

Australian Credit Licence No: 386838

Cutting-edge Technology and Software

The finance industry is a dynamic and ever-changing industry. It is one where interest rates, lender policies, qualification criteria, and individual product specifications can change on a daily basis. Using a HomeLoansAustralia.com.au broker allows you to firmly place your finger on the pulse of this dynamic industry. This is to large extent possible by the sophistication of the software we use.

Our software not only allows your HomeLoansAustralia.com.au broker to make a quick assessment as to which products you qualify for, it also provides fast and accurate comparisons between hundreds of different financial products, quick access to specific criteria and specifications relating to individual products, as well as a powerful online facility by which we will submit your application directly to the lender of your choice. Our software is updated on a daily basis to reflect any changes in rates, specifications and criteria, and lender specific data.

Large Panel of Lenders

The level to which any mortgage broking company can service its clients is directly related to the level in which the company itself is serviced. To this extent, we place great emphasis on the size of our lender panel.

Our current panel includes but is not limited to:

  • Adelaide Bank
  • All State Home Loans
  • AMP
  • ANZ
  • Australian First Mortgage
  • Bankwest
  • Better Mortgage Management
  • Citibank
  • Commonwealth Bank
  • Commercial Group
  • Finloan
  • Heritage Bank
  • Homeside Lending
  • ING Bank
  • Latrobe Financial
  • Liberty Financial
  • Paramount Mortgage Services
  • Pepper Homeloans
  • Redzed Lending
  • Resimac
  • St George
  • Suncorp
  • The Rock Building Society
  • Think Tank
  • Victoria Mortgage Group
  • Wide Bay Australia
  • Westpac

Please complete our Express Enquiry Form or Phone Direct and you can discuss your situation with an Australian Home Loan expert.

If you wish to proceed, then we will help you to complete all the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your home loan application and the on-going communication between all parties until your home purchase is settled

Ausco Trading Pty Ltd ABN 003 585 662
118/120 Ocean Street Narrabeen NSW 2101 | Ph: 02 991 37492 | Fax: 02 991 39452