Homeloan rates available from…
- Loan amount – $100,000 to $1,500,000
Loan term – 10 to 30 years
- Loan purpose – Purchase, refinance or cash advance
- Loan to Value Ratio – Maximum LVR 80%
- LMI – No Lender’s Mortgage Insurance (LMI)
- Interest rate – Personalised variable interest rates
- Employment types – PAYG employees
Loan accounts – Up to 6 loan accounts (or ‘splits’)
- Offset facility – Up to 6 offset facilities linked to nominated loan accounts
- Additional repayments – Unlimited additional repayments
Loan Access: Online banking. Redraws are available fee free via online banking using Direct Credit, BPAY and Pay Anyone. Repayments can be made via Direct Debit, Salary Credit, Direct Credit.
Investment loan rates available from…
- Loan amount – $100,000 to $1,500,000
Loan term – 10 to 30 years
- Loan purpose – Purchase, refinance or cash advance
- Loan to Value Ratio – Maximum LVR 80%
- LMI – No Lender’s Mortgage Insurance (LMI)
- Interest rate – Personalised variable interest rates
- Employment types – PAYG employees
Loan accounts – Up to 6 loan accounts (or ‘splits’)
- Offset facility – Up to 6 offset facilities linked to nominated loan accounts
Additional repayments – $20,000 repayment limit per year
Loan Access: Online banking. Redraws are available fee free via online banking using Direct Credit, BPAY and Pay Anyone. Repayments can be made via Direct Debit, Salary Credit, Direct Credit.
Who are we and what do we do?
Connect2Loans Pty Ltd trading as Home Loans of Oz provides digital, customer-centric home loan solutions. Our digital mortgage platform transforms the home loan process, disrupting traditional mortgage lenders by harnessing open banking and proprietary Intelligent Credit technology.
What is Intelligent Credit?
This new process offers the benefits of reducing costs, increasing conversions, and improving the customer experience as approvals that traditionally take weeks can now be done in minutes. With Home Loans of Oz, your home loan is approved before you apply. That’s Intelligent Credit.
“What our customers are saying”
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“Customer testimonials here. This section can be turned off until you get some customer testimonials. Up to 6 columns of testimonials or can slide more content if neccessary”.
“Customer testimonials here. This section can be turned off until you get some customer testimonials. Up to 6 columns of testimonials or can slide more content if neccessary”.
“Customer testimonials here. This section can be turned off until you get some customer testimonials. Up to 6 columns of testimonials or can slide more content if neccessary”.
“Customer testimonials here. This section can be turned off until you get some customer testimonials. Up to 6 columns of testimonials or can slide more content if neccessary”.

“The home loan process with Home Loans of Oz was so easy. It literally took us a few minutes to apply and the next day we were approved. Also, there was always someone available if we had any questions.”
Satisfied Customer
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