We don’t put our customers in tick-box categories!
Home Loans of Oz are doing things differently. Our rate for risk technology considers over 100 data points to provide a tailored interest rate to you. These data points include:
- Loan to Value Ratio
- Credit history
- Income and expenses
- Loan type e.g. owner occupied or investment
- Loan term
- Loan features e.g. offset or interest only
- Borrower type e.g. First Home Buyer
- Security type e.g. low-density home, regional, high rise
Risk-based pricing delivers a fairer approach by providing better terms to the more creditworthy borrowers.
