All the Legal Stuff

We’ve added all the boring but necessary legal info on this page for your convenience. If you cant find what you’re looking for please contact us and we’ll help you out.


Our frequently asked questions include jargon busting terminology and explanations on everything you need to know about our home loan application process and terms.

Read our FAQ's

Responsible Lending

We’re a proudly Australian company, so we follow all requirements as set out in the National Consumer Credit Protection Act (NCCP).

Responsible Lending

Privacy & Security

We’re committed to protecting the privacy of our customers and recognise the importance of protecting your personal information. Learn more about our privacy and security policy.

Privacy & Security

Website Terms

This is the page that website visitors usually never read, but automatically agree to, when they use a website. Learn more about our website terms and conditions…

Terms & Conditions

Settlement & Fees

Settlement is the final step in the home loan process: it’s when the seller receives their payment for the property, and when your home loan begins. Learn more…

Settlement & Fees

Am I Eligible To Apply?

To find out if you are eligible to apply for a Home Loans of OZ online home loan you will need to answer yes to some simple questions. Find out now if you are eligible to apply.

Find out if you're eligible to apply
Marketing Consultant Expert
Ray Hair

Home Loan Expert

Need help with your application?

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1300 182 204