Heritage Bank up to 95% LVR including Mortage Insurance

Discounted interest rate and no monthly administration fee.

If you’re looking for a home loan with just basic features, the Discount Variable home loan is for you. With an ongoing discounted interest rate and no monthly administration fee, this loan is perfect for people who love a good deal.

Interest Rates

Intro Rate 4.99%
Ongoing Rate 4.99% p.a

Fees and Charges

Application Fee NIL
Establishment Fee NIL
Monthly Fees NIL
Annual Fee NIL

Loan Options

Max LVR 90%
Minimum Loan $150,000
Maximum Loan $2,000,000
Maximum Term 30 years
*All rates are subject to change without notice. Please check all rates and terms before applying.

Features and Benefits

Owner Occupied
Residential / Investment
Vacant Land
Interest Only
Low Doc Loan
Line of Credit
Redraw Facility
100% Offset Account
First Home Owners
Debt Consolidation
Credit Impaired

Income Requirements

PAYE Last 2 Payslips + Last Group certificate or Letter from Employe.
Self Employed Last 2 years full personal and company tax assessment notices, tax returns and financials required for verification.