FastConvenientCompetitive

Online Home Loans

Home Loans of Oz provide fast, convenient, and competitive online home loans that are easy to understand, live with and pay off.

Apply Online Now

What do you need to apply?

The Home Loans of Oz customer-centric digital mortgage platform transforms the home loan process, disrupting traditional mortgage lenders by harnessing open banking and proprietary Intelligent Credit technology. Apply online now for full or conditional approval in minutes and in just 4 simple steps…

Let’s Get Started

Live in homeloan rates available from…

0%
p.a. | Variable Rate
0%
p.a. | Fixed Rate
  • Loan amount – $100,000 to $1,500,000
  • Loan term – 10 to 30 years

  • Loan purpose – Purchase, refinance or cash advance
  • Loan to Value Ratio – Maximum LVR 80%
  • LMI – No Lender’s Mortgage Insurance (LMI)
  • Interest rate – Personalised variable interest rates
  • Employment types – PAYG employees
  • Loan accounts – Up to 6 loan accounts (or ‘splits’)

  • Offset facility – Up to 6 offset facilities linked to nominated loan accounts
  • Additional repayments – Unlimited additional repayments

Loan Access: Online banking. Redraws are available fee free via online banking using Direct Credit, BPAY and Pay Anyone. Repayments can be made via Direct Debit, Salary Credit, Direct Credit.

Investment loan rates available from…

0%
p.a. | Variable Rate
0%
p.a. | Fixed Rate
  • Loan amount – $100,000 to $1,500,000
  • Loan term – 10 to 30 years

  • Loan purpose – Purchase, refinance or cash advance
  • Loan to Value Ratio – Maximum LVR 80%
  • LMI – No Lender’s Mortgage Insurance (LMI)
  • Interest rate – Personalised variable interest rates
  • Employment types – PAYG employees
  • Loan accounts – Up to 6 loan accounts (or ‘splits’)

  • Offset facility – Up to 6 offset facilities linked to nominated loan accounts
  • Additional repayments – $20,000 repayment limit per year

Loan Access: Online banking. Redraws are available fee free via online banking using Direct Credit, BPAY and Pay Anyone. Repayments can be made via Direct Debit, Salary Credit, Direct Credit.

Your loan is funded by our lending partner Volt Bank

VOLT is a new Australian Bank commited to helping people to be better off.

Who are we and what do we do?

Connect2Loans Pty Ltd trading as Home Loans of Oz provides digital, customer-centric home loan solutions. Our digital mortgage platform transforms the home loan process, disrupting traditional mortgage lenders by harnessing open banking and proprietary Intelligent Credit technology.

What is Intelligent Credit?

This new process offers the benefits of reducing costs, increasing conversions, and improving the customer experience as approvals that traditionally take weeks can now be done in minutes. With Home Loans of Oz, your home loan is approved before you apply. That’s Intelligent Credit.

“What our customers are saying”

Marketing Consultant Expert

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Andrew Karter Client

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Melissa Dean Client

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Andreas Casey Client

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Why Us

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Marketing Consultant Expert
Ray Hair

Home Loan Expert

Need help with your application?

Call customer support. Our home loan experts are ready to chat.

1300 182 204
First Step to Better Business Results

“The home loan process with Home Loans of Oz was so easy. It literally took me a few minutes to apply and the next day I was approved. Also, there was always someone available if I had any questions.”

Jennifer Schiffer

Satisfied Customer

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Connect2Loans Pty Ltd

PO Box 592,
Hurstbridge Vic 3099
Phone: 1300 182 204

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