Terms and Conditions

Welcome to homeloansaustralia.com.au (the Home Loans of Oz ‘Website’), an online, collaborative website and publishing service that aims to provide easy online home loans using the fintech model. The Web site, service and network (collectively, the ‘Service’) is operated by Connect2Loans Pty Ltd. and its corporate affiliates (collectively, ‘us’ or ‘we’). By accessing or using our Website at www.homeloansaustralia.com.au , you (the ‘User’) agree that you have read, understand and agree to be bound by these Terms of Use (‘Terms of Use’ or ‘Agreement’), whether or not you are a registered member (‘Member’) of the Service. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without notice. If we do this, we will post the changes to these Terms of Use on this web page and will indicate at the top of the Terms of Use the date they were last revised. Any new Terms of Use are effective upon posting and your continued use of the Service after such posting constitutes your acceptance of the new Terms of Use. If you do not agree to abide by these or any future Terms of Use, we ask that you do not use or access (or continue to use or access) the Service. It is your responsibility to regularly review the Terms of Use to determine if there have been changes.

Please read the remainder of these Terms of Use carefully as they contain important information regarding your legal rights, remedies and obligations.

In your use of this website, you agree not to do anything that may cause undue inconvenience, disruption or offence to www.homeloansaustralia.com.au, or that may affect the security or operation of this website, any services offered via this website or any network or system underlying or connected to them (including without limitation, by using a robot, spider, scraper or other automated means to access this website or feature on it for any purpose). www.homeloansaustralia.com.au reserves the right to terminate your use of this website in the event that you breach any of the Terms and you agree to indemnify Connect2Loans Pty Ltd, against the consequences of your breach.
You acknowledge that www.homeloansaustralia.com.au reserves the right to charge for Services and to change our fees from time to time in its discretion, upon posting such policy on the Service. Thereafter, upon using our Services, you will be responsible for the payment of any applicable fees as set forth on the Service.
You expressly understand and agree that your use of the service is at your sole risk. The preparation and provision of the information on this website has been made in good faith. While all due care has been taken, www.homeloansaustralia.com.au does not give any warranty that any information contained is accurate. www.homeloansaustralia.com.au does not invite any visitor to this website to act upon any information within this website. While we provide links to other websites, we do not necessarily endorse those sites or their content and we have no control over the conduct of the companies or organisations operating those sites.
www.homeloansaustralia.com.au does not represent or warrant that this website will be uninterrupted, timely, secure or error-free, free of any viruses or bugs, that any information (including feedback) provided on the website is error-free or compatible with any other software or material. In addition, www.homeloansaustralia.com.au accepts no liability for images, photos or other information that is posted to the website but is lost, damaged or corrupted.
When you sign up to become a Member, you will be asked to choose a password. It is your responsibility to maintain the confidentiality of your password. You agree not to use the account, email address or password of any other Member at any time. You are solely responsible for all activity by anyone using your account and/or password. If you suspect unauthorized use of your account or your password, please contact us at service@homeloansaustralia.com.au

In selecting passwords we recommend the password you select should not relate to any readily accessible data such as your name, birth date, address, telephone number, driver’s licence, licence plate or passport. Nor may it be an obvious combination of letters and numbers, including sequential or same numbers or letters. You are entirely responsible for maintaining the security of your login ID and password, and for all activity that occurs on or through your login ID and password, whether authorised or unauthorised. You should change your password immediately if you believe that your login ID and password have been used without authorisation.

www.homeloansaustralia.com.au shall not have any liability for your failure to comply with these obligations. You agree that all information provided to www.homeloansaustralia.com.au by you in relation to any login ID and password shall be current, complete and accurate.

You understand that the Service is available for your personal, non-commercial use only. You agree that no Member Content of any kind submitted by your or through your account will violate or infringe upon the safety or rights of any third party, including but not limited to copyright, trademark, privacy or other personal or proprietary rights or contain libellous, defamatory or otherwise unlawful or illegal material. You further agree not to scrape, harvest or collect email addresses or other contact information of Members from the Service by electronic or other means for any commercial purpose, for sending unsolicited emails or other unsolicited communications. Additionally, you agree not to use automated scripts to collect information from the Service or for any purpose. You further agree that you may not use Service in any unlawful manner or in any other manner that could damage, disable, overburden or impair Service. In addition, you agree not to use the Service to:

  • Upload, post, email, transmit or otherwise make available any Member Content that we deem, in our sole discretion, to be harmful, threatening, abusive, deceitful, misleading, harassing, vulgar, offensive, obscene, hateful, or racially, ethnically or otherwise objectionable;
  • Impersonate any person or entity, or falsely state or otherwise misrepresent yourself or your affiliation with any person or entity;
  • Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, bulk email, advertisements, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;
  • Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  • Intimidate or harass another; or
  • Use or attempt to use another account, service or system without authorization from www.homeloansaustralia.com.au or create a false identity on this Service.
All content on the Service, including but not limited to design, text, graphics, other files, and their selection and arrangement (the Content) and all associated patent, trademark, service mark, trade dress, trade secret, copyright, and other intellectual property rights, are the property of www.homeloansaustralia.com.au or its licensors. All rights reserved. The Content may not be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without www.homeloansaustralia.com.au prior written permission under a separate agreement. You may download or print a copy of any portion of the Content solely for your personal, non-commercial use, provided that you keep all copyright or other proprietary notices intact. You may not republish Content on any Internet, Intranet or Extranet site or incorporate any of the Content in any other database or compilation. Any other use of the Content is strictly prohibited.

All trademarks, logos, trade dress and service marks on the Service are the sole property of www.homeloansaustralia.com.au or its licensors and may not be copied, imitated, or used, in whole or in part, without the prior written permission of www.homeloansaustralia.com.au under a separate agreement.

We respect the intellectual property rights of others. If you are a copyright owner or an agent thereof and believe that any Content or any material on the Service infringes upon your copyrights, you may submit a notification to complaints@homeloansaustralia.com.au. Please supply;

  1. A physical or electronic signature of the owner of the right that is allegedly infringed or a person authorized to act on their behalf;
  2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of the copyrighted works;
  3. Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material on the Service;
  4. Information reasonably sufficient to permit us to contact the owner or agent, such as an address, telephone number, and email address;
  5. A statement that the owner or agent has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  6. A statement that the information in the notification is accurate, and under penalty of perjury, that you are the owner or are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
The Service contains links to other web sites. www.homeloansaustralia.com.au is not responsible for the content, accuracy or opinions expressed in such web sites, and such web sites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked web site on the Service does not imply approval or endorsement of the linked web site by www.homeloansaustralia.com.au. If you decide to access these third-party web sites, you do so at your own risk.

Any arrangements between you and any third party supplier that advertises products on or through this website (such as payment terms, delivery dates for products or services, warranties or representations associated with such products or services) are made between you and the relevant third party supplier. Unless stated otherwise, www.homeloansaustralia.com.au has no liability whatsoever in relation to these arrangements.

All instructions received by www.homeloansaustralia.com.au through the website, by a facsimile, email or other written method, shall be deemed to have been properly given by you and may be operated on accordingly. You agree that www.homeloansaustralia.com.au may, but shall not be obliged to, refuse or omit to act upon an instruction if it believes it has reasonable grounds to do so which shall include, but not be limited to, the need to check or verify any information.

www.homeloansaustralia.com.au shall use all reasonable efforts to act on a countermand of an instruction sent by you provided that if www.homeloansaustralia.com.au is not able to countermand an instruction having used all reasonable efforts it shall not be liable to you for failing to action the countermand.

TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT WILL WWW.HOMELOANSAUSTRALIA.COM.AU BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST DATA OR PROFITS, ARISING FROM YOUR HOME LOAN APPLICATION AND USE OF PRODUCTS OR YOUR USE OF THE SERVICE, EVEN IF WWW.HOMELOANSAUSTRALIA.COM.AU HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, FOR ANY CLAIM WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO WWW.HOMELOANSAUSTRALIA.COM.AU FOR THE SERVICE DURING THE TERM OF THE LOAN.
The Terms of Use and any dispute about or involving the Service will be governed by the laws of the Commonwealth Government of Australia. In the extremely unlikely event that a dispute arises from these website terms, you and us both agree to submit to the non-exclusive jurisdiction of the courts of Victoria, Australia.
You agree to indemnify and hold www.homeloansaustralia.com.au, its subsidiaries, affiliates, officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use of the Service in violation of this Agreement or your violation of any law or the rights of a third party.

You shall be liable to www.homeloansaustralia.com.au for reasonably foreseeable costs (including settlement and legal fees), damages, losses or expenses that homeloansaustralia.com.au may incur, suffer or become liable for as a result of:

  • Your breach of these Terms and Conditions;
  • Your intentional misuse of the website;
  • Your negligent acts errors or omissions;

Any claim, suit, action or proceeding brought by a third party against www.homeloansaustralia.com.au as a result of the matters set out in this clause except to the extent that homeloansaustralia.com.au is at fault through any act or omission.

These Terms of Use constitute the entire agreement between you and www.homeloansaustralia.com.au regarding the use of the Service, superseding any prior agreements between you and www.homeloansaustralia.com.au relating to your use of the Service. The failure of www.homeloansaustralia.com.au to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect. www.homeloansaustralia.com.au may assign its rights under this Agreement to any third party without notice or consent. By using the Service, you consent to us contacting you via email or other electronic means. To opt out receiving electronic communications, email us at service@homeloansaustralia.com.au
All materials published on this website are for information purposes only and do not constitute business, financial or other professional advice. No reliance should be placed upon the contents of this website.

  1. Home Loans of Oz does not warrant the accuracy or suitability of any information contained in its website or any other links or references to other websites, persons or information.
  2. Home Loans of Oz accepts no responsibility for any loss, damage, costs or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information on this website.
  3. Home Loans of Oz does not accept liability for errors, omissions in, delays or interruptions to or cessation of access to this website, through negligence or for any other reason whatsoever.
  4. Home Loans of Oz does not guarantee that this website or third party website will be free from viruses.
Marketing Consultant Expert
Ray Hair

Home Loan Expert

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