Citibank Australia Mortgage Plus with 100% Offset.
If you’re looking for a home loan with just basic features, the Discount Variable home loan is for you. With an ongoing discounted interest rate and no monthly administration fee, this loan is perfect for people who love a good deal.
Interest Rates
| Intro Rate |
4.99% |
| Ongoing Rate |
4.99% p.a |
Fees and Charges
| Application Fee |
NIL |
| Establishment Fee |
NIL |
| Monthly Fees |
NIL |
| Annual Fee |
NIL |
Loan Options
| Max LVR |
90% |
| Minimum Loan |
$150,000 |
| Maximum Loan |
$2,000,000 |
| Maximum Term |
30 years |
*All rates are subject to change without notice. Please check all rates and terms before applying.
Features and Benefits
| Owner Occupied |
|
| Residential / Investment |
|
| Vacant Land |
|
| Construction |
|
| Interest Only |
|
| Low Doc Loan |
|
| Line of Credit |
|
| Redraw Facility |
|
| 100% Offset Account |
|
| First Home Owners |
|
| Debt Consolidation |
|
| Credit Impaired |
|
| Refinance |
|
Income Requirements
| PAYE |
Last 2 Payslips + Last Group certificate or Letter from Employe. |
| Self Employed |
Last 2 years full personal and company tax assessment notices, tax returns and financials required for verification. |
